Debt Collection Agency in Fort Lauderdale

Official website for Griffin & Associates, a debt collection agency in Pompano Beach, Florida. Our clients say that we are their partners in the Commercial Debt Collection business because we are dedicated to being their full service debt collection solution.

It’s our pledge to increase the percentage of bad debt recovery for our clients in a professional manner while implementing innovative steps that are productive for our clients. The goal of our firm is to cater to the profitability of our client while providing top notch representation. We are so confident in our system that we do not charge a fee unless we collect on all bona fide debts and skip tracing is done for free on collection files.

We hope you will see Griffin & Associates as an asset to your business. We are more than a full service national and international debt collection agency; we also provide skip trace for our customers. Our team of Investigators, debt collectors and consultants has a strong foundation with many years of professional experience in the industry.

Although we are a South Florida Debt Collection Firm we help companies from coast to coast; in an effort to get their delinquent accounts paid in full and by holding down the costs of debt collection to their account receivables departments. Our commercial debt collection services take the hassle and pain out of collecting money owed to you.

National Debt Collection Agencies News

9/22/2008 - Collectability of Delinquent Account.........Assign your files early....

Collectability of Delinquent Debts At Time Intervals After The Due Date

Cash flow is the fuel in the engine that drives businesses large and small. Delinquent accounts are the brakes that bring companies to a screeching halt to even file bankruptcy. The economic of

...Full Article»

Title: Opt-Out Interest Rate

Link: http://credit.about.com/od/usingcreditcards/qt/optoutinterest.htm
Date :
Description : The Truth in Lending Act requires credit cards, in most cases, to give you 15 days advance notice of any interest rate increase. When your interest rate increases, you’re given an opt-out period during which you can reject the new, higher interest rate.

Title: Respond to Rate Increase

Link: http://credit.about.com/od/usingcreditcards/qt/rateincrease.htm
Date :
Description : When your interest rate increases, you’ll typically have an opt-out period allowing you to reject the interest rate change. There are some cases you might not want to close your credit card account because it will hurt your credit score. Here's what else you can do.

Title: FICO vs FAKO

Link: http://credit.about.com/od/creditreportscoring/qt/creditvsfico.htm
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Description : There are a lot of different credit scores out there. Are they different from FICO scores? Which scores matter most?

Title: Finance Charge

Link: http://credit.about.com/od/glossary/g/financecharge.htm
Date :
Description : cost of credit calculated using the APR and the balance

Title: Introduction to Credit

Link: http://credit.about.com/od/credit101/a/introtocredit.htm
Date :
Description : A basic understanding of credit is needed to make the best credit decisions. Find out the definition of credit and learn how lenders decide to give you credit.

Title: Different Credit Scores

Link: http://credit.about.com/od/creditreportscoring/qt/differentscore.htm
Date :
Description : Find out why you may have a different credit score at each credit bureau.

Title: Why Interest Rate Increase

Link: http://credit.about.com/od/usingcreditcards/a/whyrateincrease.htm
Date :
Description : Creditors have a slew of reasons for increasing your interest rate. You can usually call to find out why your rate got increased. Based on a 2008 survey by Consumer Action, your credit card might have been closed for one of these reasons (note that not all of the reasons are in your control).

Title: Credit Score

Link: http://credit.about.com/od/glossary/g/creditscore.htm
Date :
Description : a numerical summary of the information contained in your credit report

Title: Close Paid Card

Link: http://credit.about.com/od/usingcreditcards/qt/closepaidcard.htm
Date :
Description : Paying off a credit card is a great accomplishment, especially if you worked long and hard to do it. What now? Do you leave the card open or should you close it?

Title: Why Pay More

Link: http://credit.about.com/od/usingcreditcards/tp/pay-more-than-minimum.htm
Date :
Description : Credit cards give you the convenience of paying just a small percentage of your balance each month. This minimum payment is easier to make, but can come at a higher cost. Here are a few reasons you should pay more than the minimum on your credit card.

Title: Credit Essentials

Link: http://credit.about.com/od/credit101/tp/creditessentials.htm
Date :
Description : A list of 10 important things every consumer should know about credit

Title: Too Much Debt?

Link: http://credit.about.com/od/reducingdebt/a/toomuchdebt.htm
Date :
Description : Taking the time to determine whether or not you have too much debt can provide confirmation that you are doing things right or the realization that some financial changes are needed.

Title: Break The Habit

Link: http://credit.about.com/od/creditrepair/tp/breakthehabit.htm
Date :
Description : If you have bad credit or have too much debt, it's time to put the credit cards away. Here are some tips to help you kick your credit card habit.

Title: Credit Card Process

Link: http://credit.about.com/od/creditcardbasics/a/paycreditcard.htm
Date :
Description : Get a better understanding of how the credit card process works from making purchases to making payments.

Title: Correctly Close Credit Card

Link: http://credit.about.com/od/usingcreditcards/qt/closecreditcard.htm
Date :
Description : How to cancel a credit card account the right way

Title: FICO Score

Link: http://credit.about.com/od/df/g/ficoscore.htm
Date :
Description : The version of your credit score developed by and named after the Fair Isaac Corporation

Title: Remove Collections From Report

Link: http://credit.about.com/od/creditreportfaq/f/removecollect.htm
Date :
Description : Can I remove debt collections from my credit report? Find out if you can remove collections from your credit report.

Title: Credit Utilization

Link: http://credit.about.com/od/glossary/g/utilization.htm
Date :
Description : the amount of credit purchasing power you have, accounts for 30% of your credit score.

Title: Pay Charge-Off?

Link: http://credit.about.com/od/creditreportfaq/f/paychargeoff.htm
Date :
Description : When your credit card balanced gets charged-off, are you still responsible for paying it? The answer is yes.

Title: Credit Report and Score Basics

Link: http://credit.about.com/od/credit101/a/reportscorebasc.htm
Date :
Description : Your credit history is compiled in a single credit report and used to calculate your credit score. Learn your credit report and score affect you as a consumer.

Title: How Many Credit Cards

Link: http://credit.about.com/od/usingcreditcards/a/numcreditcards.htm
Date :
Description : The truth is, there's no single number of credit cards to prescribe to consumers. Instead, you have to think about your ability to pay your debts and manage your credit card payments.

Title: Stupid Debt Payoffs

Link: http://credit.about.com/od/reducingdebt/tp/stupid-ways-to-pay-debt.htm
Date :
Description : The easiest way to recognize a “stupid” debt repayment method is to think about whether the debt is actually paid off when the method’s complete. Here are some of the worst (and most costly) ways to “pay off” your debt.

Title: Credit Card Fees

Link: http://credit.about.com/od/creditcardbasics/tp/credit-card-fees.htm
Date :
Description : Credit cards aren't free. Find out some of the most commonly charged credit card fees.

Title: Hurt Credit Score

Link: http://credit.about.com/od/creditreportscoring/tp/credit-score-hurts.htm
Date :
Description : Your credit score is an important number. It's how creditors and lenders quickly decide if you are creditworthy. Even though there are quite a few things that can hurt your credit score, those that occurred most recently have the greatest effect on your score. Once activity falls off your credit report, it no longer effects your credit score. In the meantime, these 15 things will cause some damage to your credit score if they appear on your credit report.

Title: Sample Close Letter

Link: http://credit.about.com/od/usingcreditcards/qt/closeccletter.htm
Date :
Description : You can use this letter to close your credit card.

Title: Credit / Debt Management - QuickTips

Link: http://credit.about.com/cs/qt.htm
Date :
Description : An index of QuickTips for the Credit / Debt Management guide site.

Title: Free Credit Report Scam

Link: http://credit.about.com/od/creditreportscoring/qt/freereportscam.htm
Date :
Description : Late-night commercials sing about free credit reports, but those reports aren't actually free. There are many free credit report scams and only one way to get your free annual credit report without using a credit card.

Title: Worst CR Entries

Link: http://credit.about.com/od/creditreportscoring/tp/badcrentries.htm
Date :
Description : Certain things you never want to appear on your credit report because they damage your chances of getting applications approved. Find out six of the worst credit report entries.